Payment (PCI-DSS) Compliance solutions

Payment Card Industry Data Security Standard (PCI DSS) compliance is essential for organizations that handle payment card information.

these businesses trust in benchmarked to stay secure, compliant, and in control

700+

Data Breaches Averted: Organizations adhering to PCI DSS standards are significantly less likely to experience a data breach, safeguarding sensitive payment information and customer trust.

€0.5M

Up to $500,000 in Penalties: Non-compliance with PCI DSS can result in fines reaching up to $500,000 per incident, depending on the severity and volume of compromised data.

12

12 Core Security Requirements: PCI DSS compliance is built on 12 essential security standards, covering everything from data encryption to regular vulnerability testing—helping you secure every transaction.

Everything you need to know in 15 minutes

What is the PCI DSS compliance?

In 2020, credit cards accounted for 27% of all payments, according to a study by the Federal Reserve Bank of San Francisco—the highest level since the study began in 2016. Debit cards represented 28%, while cash usage dropped to 19%, a seven-point decline from 2019. Other payment methods, such as ACH payments, bank account number transfers, online banking bill pay, and prepaid cards, made up the remaining 26%.

If your business accepts payment cards, you must comply with the Payment Card Industry Data Security Standards (PCI DSS) to safeguard customer information.

This webinar explains the fundamentals of PCI DSS compliance and how it applies to your business.

Become compliant

The 12 PCI DSS Compliance Requirements

If you handle card transactions or store cardholder data, PCI DSS likely applies to you. However, understanding the specific steps to achieve compliance can be more complex.

PCI DSS sets out 12 key requirements for securing cardholder data, grouped into 6 main objectives. To be fully compliant, your business must meet each of these requirements.

Who does PCI DSS apply to?

PCI DSS applies to any business that accepts, processes, stores, or transmits cardholder data. It also extends to organizations that can influence the security of this data. The standard divides businesses into two key categories: merchants and service providers. Below, we explore the differences between the two.
1. PCI DSS for merchants

A merchant is any business that accepts payments via cards from one of the five major credit card networks: American Express, Visa, Mastercard, Discover, and JCB.

Compliance with PCI DSS varies based on your business’s PCI compliance level, which is determined by the volume of card transactions processed annually and specific requirements set by your acquiring bank.

Here’s a breakdown of the merchant compliance levels:

• Level 1: Merchants processing over 6 million card transactions per year
• Level 2: Merchants processing between 1 million and 6 million transactions per year
• Level 3: Merchants processing between 20,000 and 1 million transactions per year
• Level 4: Merchants processing fewer than 20,000 transactions per year

2. PCI DSS for service providers

A service provider is directly involved with processing, storing, or transmitting cardholder data on behalf of a merchant.

A company that provides services that control or could impact the security of cardholder data is also considered a service provider.

Common examples of service providers include:
Payment processors
Managed point of sale (POS) providers
Transaction processors
Payment gateways
Web hosting companies
Third-party marketing firms
Vendors that perform POS maintenance
Vendors that offer managed network firewall solutions
There are two compliance levels for service providers, which are determined by the number of transactions they store, process, or transmit.

Level 1: Service providers that store, process, or transmit more than 300,000 credit card transactions annually
Level 2: Service providers that store, process, or transmit fewer than 300,000 credit card transactions annually

Why choose us

Secure Your Cloud with Our Modular Services

Best fit solutions + licences

Stop Overpaying for Security Tools: Most small businesses already pay for Microsoft 365 but still invest in third-party security tools. Why pay twice when Microsoft has everything you need?

Benchmarked experts and implementation

Visibility & risk prioritization that proactively reduces the attack surface

Done-for-you

Get the support that you need. At a fixed cost, without unpredictable – everrising costs in IT.

Case studies.
Hear what others have say.

4.9

All chances are you'll impressed too.

5.0

Many thanks Mat. Really appreciate your team's hard work over the last few months. This has not been an easy task.

Dr. S.Iyabo Tinubu-Karch
CEO Sidra Medicine

4.5

RMI being ISO 27001 and 14001 certified. These certifications are a testament to the hard work, dedication, and collaborative efforts of everyone.

Claire Todd
QHSE Manager, RMI

4.3

Thank you for your outsdanding work without any setbacks.

Devid Palcic
CEO Robotina

Learn

Benchmarked Learn is a treasure trove of our best technical tips and expert knowledge. Here you will discover all the valuable secrets and trends on cybersecurity, compliance and beyond.

Announcement: We are launching Quantum Cybersecurity R&D department

At benchmarked, we believe the future will be shaped—not merely inherited. Today, we’re proud to unveil Cryptera, a new research and development company dedicated...

PCI DSS 4.0: Overview and Guide
Full payment standard guide (PCI DSS 4.0)...
SOC II
What is a SOC 2 audit?
There is no one-size-fits-all method for strengthening your organization’s information security, but almost every business will eventually need to prove its security to stakeholders...

Start Your PCI DSS Journey

Our call has no obligation. Let’s see if we’re a fit and answer your questions.
Gap Assessment Report for organizations
Introductory meeting
PCI DSS assessment, review of policies and procedures, and gap analysis
Preparation of a report and presentation with concrete recommendations
Customized roadmap and plan: Our solutions address IT optimization, risk and compliance, and cybersecurity, providing a comprehensive plan for your business.
Do it yourself, or get help with benchmarked experts
Get also
Free PCI DSS Actionable Guide
Free PCI DSS requirements checklist
Free list of required policies
No lock-in. Fixed fee. Zero risk.